Many small colorful houses arranged in rows.

Leaks

Mould

Damp

Severe mould growth on interior wall of UK home making property uninhabitable for stamp duty refund
Severe mould growth on interior wall of UK home making property uninhabitable for stamp duty refund
Derelict UK property under major repair works qualifying for stamp duty relief due to uninhabitable
Derelict UK property under major repair works qualifying for stamp duty relief due to uninhabitable
Uninhabitable UK house with damp walls and rot eligible for stamp duty refund
Uninhabitable UK house with damp walls and rot eligible for stamp duty refund

Kitchen

Bathroom

Structural

UK property missing kitchen and bathroom facilities qualifying for uninhabitable stamp duty claim
UK property missing kitchen and bathroom facilities qualifying for uninhabitable stamp duty claim
Water leakage and ceiling damage in UK property qualifying for stamp duty rebate due to uninhabitabl
Water leakage and ceiling damage in UK property qualifying for stamp duty rebate due to uninhabitabl
UK property with structural damage and asbestos making it unfit for habitation for SDLT refund eligi
UK property with structural damage and asbestos making it unfit for habitation for SDLT refund eligi

Electrical

Other

UK home with unsafe electrical wiring posing fire hazard qualifying for stamp duty rebate
UK home with unsafe electrical wiring posing fire hazard qualifying for stamp duty rebate
Derelict UK property under major repair works qualifying for stamp duty relief due to uninhabitable
Derelict UK property under major repair works qualifying for stamp duty relief due to uninhabitable

Think you’ve overpaid on Stamp Duty?

If the PN Bewley Ltd vs HMRC ruling sounds new to you, keep reading — it changed how stamp duty refunds are viewed.

Legal Insights

In this landmark ruling, a couple successfully challenged HMRC in court over the April 2016 Stamp Duty surcharge on second properties. They reclaimed £6,000 on a £200,000 property.

Their case rested on the fact that the property required significant works after completion and therefore was not fit for use as a dwelling at the time of purchase. As a result, they argued, the additional Stamp Duty Land Tax surcharge should not have applied — and the tribunal agreed.

This decision set an important precedent for property owners who may have overpaid SDLT on homes that were uninhabitable when purchased.

Let us assess your purchase today—there’s a strong chance you may be eligible for a refund