Frequently asked questions
What is Stamp Duty Land Tax (SDLT)?
Stamp Duty Land Tax (SDLT) is a tax paid when you purchase a property or land in England or Northern Ireland above a certain price. The rate depends on factors like the purchase price, type of property, and whether it’s your first home or an additional property.
What is a Stamp Duty refund or rebate?
A Stamp Duty rebate (or refund) is money you can reclaim from HMRC if you overpaid SDLT when buying a property that was later found to be uninhabitable or did not meet the criteria of a “dwelling” at the time of purchase.
What is a Stamp Duty refund or rebate?
You may be eligible for an SDLT refund if you bought a property in the last four years that was unfit for human habitation due to major issues such as:
Asbestos or unsafe electrics
Structural damage or fire hazards
Severe damp, rot, or infestation
Lack of basic facilities like a kitchen, bathroom, or heating
Our experts assess each case individually to determine your eligibility.
How does the claim process work?
The process is straightforward:
Initial assessment – We review your property details and documents to determine eligibility.
Case preparation – Our team compiles supporting evidence and builds a detailed claim.
Submission – We liaise directly with HMRC, handling all documentation and correspondence.
Refund – If your claim is successful, HMRC issues the refund directly to you.
Our goal is to make the process seamless and stress-free, keeping you informed at every stage.
How long does it take to receive my refund?
On average, successful claims are processed within 6 to 8 weeks after we receive all necessary documentation from you.
How far back can I claim my Stamp Duty rebate?
You can claim a rebate on any qualifying property purchased within the last four years.
What does “uninhabitable” mean in SDLT terms?
In legal terms, a property is considered uninhabitable if it’s unsafe or unsuitable for living at the time of purchase — not simply because it needs decorating or modernization.
For instance, a home without a working kitchen or bathroom, or with structural and safety hazards, may qualify.
Will HMRC contact me directly?
No. Once you authorize us to act on your behalf, we handle all correspondence with HMRC to save you the stress and confusion of complex tax paperwork.
Is there any financial risk to me?
There is no financial risk when making a Stamp Duty Land Tax (SDLT) refund claim with us. We handle every stage of the process — from assessment to communication with HMRC — with complete transparency about any costs involved.
You’ll receive a clear explanation of our fees before we begin, and there are no hidden charges or unexpected expenses. Our aim is to make your stamp duty refund claim as simple and stress-free as possible.
How do I start my claim?
You can begin your claim today by filling out our short online form or contacting us directly. Our consultants will guide you through every step and confirm your eligibility for a stamp duty refund.
